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61 days to 24 December 2026, the date FileSeen counts from the regulation for the first wallets (61 days as of 24 October 2026).

Where 24 December 2026 comes from

Article 5a(1) of Regulation (EU) 2024/1183 says each Member State “shall provide at least one European Digital Identity Wallet within 24 months of the date of entry into force of the implementing acts referred to in paragraph 23 of this Article and in Article 5c(6).”

Those implementing acts are five Commission Implementing Regulations of 28 November 2024 (2024/2977, 2024/2979, 2024/2980, 2024/2981 and 2024/2982). Each was published in the Official Journal on 4 December 2024 and enters into force “on the twentieth day following that of its publication”: 24 December 2024. Twenty-four months later is 24 December 2026.

The regulation states the rule, not the calendar date. The date here is FileSeen’s count from the texts on EUR-Lex, for example Implementing Regulation (EU) 2024/2981 on wallet certification.

Timeline: implementing acts in force on 24 December 2024, every member state offers a wallet by 24 December 2026, regulated private services accept it by 24 December 2027
The two deadlines that follow from Articles 5a(1) and 5f(2).

What changes for signing PDFs and contracts

  • A free qualified signature for every person. Each wallet must “offer all natural persons the ability to sign by means of qualified electronic signatures by default and free of charge” (Article 5a(5)(g)).
  • Free for private use, perhaps not for work. Member States “may provide for proportionate measures to ensure that the use of qualified electronic signatures free-of-charge by natural persons is limited to non-professional purposes” (same article).
  • Same weight as ink. “A qualified electronic signature shall have the equivalent legal effect of a handwritten signature” (Article 25(2) of Regulation (EU) No 910/2014, unchanged).
  • The wallet itself is free. “The issuance, use and revocation of the European Digital Identity Wallets shall be free of charge to all natural persons” (Article 5a(13)).
  • Nobody has to use it. “The use of European Digital Identity Wallets shall be voluntary”, and services must stay open to people who do not use one (Article 5a(15)).

Who must accept the wallet, and when

WhoRuleWhen
Public sector online servicesWhere they require electronic identification, they “shall also accept” the wallet (Article 5f(1))Once wallets are provided
Private services legally or contractually required to use strong authentication (banking, transport, energy, health, telecoms and more)Must accept the wallet on the user’s voluntary request. Micro and small enterprises are excepted (Article 5f(2))“No later than 36 months” from the implementing acts: 24 December 2027
Very large online platformsMust accept and facilitate the wallet for log-in on the user’s voluntary request (Article 5f(3))No separate date in the article

FileSeen’s test: what editing does to a signed PDF

A free signature only helps if it survives. FileSeen signed a test PDF with a test certificate, ran it through its own free tools, and validated each result with pyHanko, an open-source signature validator.

Results: the untouched signed PDF is valid; after the password tool and after the watermark tool the signature is invalid because the file changed; after redaction and after compression the signature is removed
Signed test files before and after each tool. Tested 24 October 2026.

The compressor declined the small signed agreement because it would not get smaller. On a signed 10.7 MB photo report it did shrink the file, and the smaller copy had no signature left. The integrity check is the same for any PDF signature, qualified or not: if the signed file changes afterwards, the signature fails. So add passwords, watermarks and redactions first, and sign last.

What to do now

  • Watch your own government’s announcement. The regulation sets the deadline; each country chooses how and by whom its wallet is provided (Article 5a(2)).
  • Finish a contract before signing it. Edits, watermarks, passwords and redactions come first; a change after signing invalidates the signature.
  • Keep the signed original as it is. Send that exact file. Do not run it through any tool afterwards.
  • Check whether your use counts as professional. Free signing may be limited to non-professional use where you live.
  • If your firm must use strong customer authentication, plan to accept the wallet by 24 December 2027.

FAQ

Questions about this post

When will EU countries offer the Digital Identity Wallet?

Article 5a(1) gives 24 months from the entry into force of the implementing acts. Those entered into force on 24 December 2024, so the deadline counts to 24 December 2026.

Is signing with the EU wallet free?

Each wallet must offer natural persons qualified electronic signatures by default and free of charge. Member States may limit the free use to non-professional purposes.

Is a wallet signature legally binding?

A qualified electronic signature has the equivalent legal effect of a handwritten signature under Article 25(2) of Regulation (EU) No 910/2014.

Do I have to use the wallet?

No. Article 5a(15) says use of the wallet is voluntary and services must stay accessible by other means.

Does editing a signed PDF break the signature?

In FileSeen’s test, adding a password or a watermark made the signature invalid, and redaction and compression removed it. Sign last.